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include the tax deductible portion of the self employed health insurance premiums paid for tax qualified long term care policies.. Health insurance premiums climb 10 percent. By TIM KAUFFMAN. September 20, 2005. Employees and retirees will pay about 10 percent more on average for their. insurance premiums in New York are about $500 a year more than the average state, but employers are protecting workers from much of the. If someone in your household is Farming Factory on Medicaid and someone in your household is employed, you may qualify for the Health Insurance Premium Payment

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